My opinion is that as private investigators and attorneys, we really do not produce anything sustainable.  Not like teachers, craftsmen, artists.  I have participated in charities but have not been fulfilled by that endevour.  I had heard of Kiva in the past but didn’t really research it til I saw a documentary called Living on One Dollar a Day.  Link is here

Young men going to a poor region and living on One Dollar a day, the same amount as the residents.  Lots of good lesson about the good in our neighbors both far and wide and our own young men and women who will be taking the reins of our own manifest destiny.

I joined Kiva.org and started  my own team Bleeding Heart Investigators.  For every $250.00 invoice paid through Pay Pal I make a micro loan.

This is part of our portfolio now:


This is 45-year-old Iye from Moriba town Bo. She is married with two children, ages 12 years and 18 years. Her children are currently going to school. She started this business because she wanted to stop sitting at home as a housewife and create a source of income to take care of her needs.


Mabula, who is in his early 40s, is married with three children who are still going to school. He has been selling ground nuts and has been a mason for ten years now. He works from 8.00 am to 5.00 pm daily and is able to make a small monthly profit.

This will be Mabula’s 20th loan from Tujijenge Tanzania. He used the previous loans to increase his ground nut stock. He has also used them to buy items for his masonry job. He has paid back all his loans successfully. He used the profit to buy sand, paid school school fees, and covered household expenses. He will use this loan to buy and sell more ground nuts and to buy better equipment for his masonry job. His dream is to one day be able to build and finish his house.

Mabula will share this loan with his loan group “Tupendane B” of eleven members who will hold each other accountable for paying back the loan.


Living in a rural area located in Battambang province’s Ek Phnom district, Sarith, 45, has three children in total. One of them is still in school. Sarith and her husband are rice farmers who have been farming for 15 years to make a living.

Sarith has been with VisionFund for four cycles and completely paid back the past loans. She has successfully used the past loans to better support her family with enough food. Now she is leading her group to apply for a loan. She is going to use her portion to buy fertilizer and pesticides for her farmland. She hopes to grow more crops so as to make a living better.


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